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Hi All,

Me and my friend have finalized to buy two adjustment 20x60 plots and we have applied for bank loan. It is like a single 40X60 plot numbered 100 is split into two 20x60 sites with numbering 100/A and 100/B .

Now, the bank has stayed the loan processing for the site 100/B because this number is missing on the stone in the site. In the middle of the plot it is written 100, in the left side of the plot it is written 100/A, but 100/B is not seen anywhere.

But we have got the documents verified from lawyer and the documents appear clean. Schedule of 100/B has 100/A to its left and plot number 101 to its right.

How to go about this now? Is it enough to write 100/B ourselves as the owner is suggesting or should I approach BDA? I tried to access the http://ops.bdabangalore.org/bdaops/HOME.aspx to verify the presence of 100/B. But the bda website is down since yesterday.

Is it BDA itself has given two sites as 100/A and 100/B? Or Is it the seller has bifurcated the site? As per BDA law you can't bifuracate any site. But after handed over to BBMP they can bifurcate.
If BDA itself has split the sites and allotted to your sellers, ask BDA to put the number. But they will take money and time. Instead as your owner suggested you can put a stone to give credibility to banker.
If it bifurcated by BBMP then BDA will not agree to put the number. You will have to do it yourself.
Since lawyer has cleared it, it should not be a legal issue.

Ask the bank to use some common sense and go by the schedule (checkbandi) of the title deeds issued by BDA and complete the processing. It is ridiculous to ask you to run behind BDA for a silly reason such as this. The site markings and identification stones do not stay forever, they do get stolen or washed away. tell them the site identification stones have no bearing on the completeness of the documentation. If the bank still insists, you can get a stone painted in yellow and the mark the site numbers and have it installed at the site. It takes much less time and effort to do this than get it done by BDA

Dear Sir,
Is it a BDA site?
Is there a katha for 40X60 site?
Has it not been bifurcated by BDA?
Do you have the katha for the bifurcated sites?
Examine the documents thoroughly and especially the possession certificate and the katha issued (bifurcated) by the authorities and visit the BDA offices to confirm it.
After due confirmation, fix the boundaries or site numbers as allotted or bifurcated.
ecopackindia